Condo Insurance for Georgia
Unit Owners
Own a condo in Georgia? Your HOA covers part of the building-but protecting your unit, your belongings & your liability is on you. We'll help you understand where the association's coverage stops and where yours should begin.
Start your quote online or text us for help-it's quicker than calling the HOA.
Now serving Florida and South Carolina.
Coverage Designed for What You Actually Own
Condo insurance (HO-6) typically includes walls-in coverage, personal belongings, liability, loss of use & loss assessment. Whether your unit is new construction or decades old, we'll help you fill in the gaps between your HOA's master policy and your own.
Optional add-ons include water backup, valuables, and identity restoration.
Condo Insurance for Georgia Communities
We help condo owners in Marietta, Smyrna, and other fast-growing Georgia cities find coverage that fits. From suburban townhomes to downtown high-rises, condo associations vary-so we make sure your personal policy matches your unit's real needs.
We're licensed statewide & always easy to reach.
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Who We Help Every Day
- First-time condo buyers needing mortgage-eligible coverage
- Longtime owners looking to bundle condo & auto
- Downsizers moving into managed communities
- Owners unclear on what their HOA covers
- Clients who've had claim issues with master policies before
Frequently Asked Questions
DO I NEED CONDO INSURANCE IF I PAY HOA DUES?
Yes. The HOA's policy usually covers the exterior & shared spaces, but not your interior unit or belongings.
WHAT'S LOSS ASSESSMENT COVERAGE?
It helps pay for shared damage (like a roof or elevator) that the HOA bills back to owners.
DOES CONDO INSURANCE COVER MY BELONGINGS?
Yes, including furniture, electronics, clothing, and more-up to your selected limit.
CAN I ADD FLOOD OR EARTHQUAKE PROTECTION?
Yes, depending on your building's location and risk. Ask us about available options.
WHAT IF I RENT OUT MY UNIT?
You may need a landlord or short-term rental endorsement-we can walk you through it.
Need Help With Something Else?
→ HOMEOWNERS INSURANCE
For single-family homes in Georgia
→ RENTERS INSURANCE
If you're leasing a unit, not owning it
→ PET INSURANCE
Extra protection for condo pets
Protect Your Condo Without Guessing What's Covered
We'll help you get the right condo policy-without relying on HOA fine print.
CONTACT INFO
By Appointment Only
Phone: 678-236-0120
Fax: 678-903-0050