How Long Do You Need SR-22 Insurance in Georgia?

If you’ve found yourself in a situation that requires SR-22 insurance in Georgia, you might be wondering how long you’ll need to maintain it. SR-22 is not actually insurance. It’s a certificate that proves you have the state-required liability coverage.

Typically, SR-22 is required after certain violations, such as the following:

• DUI or DWI—A driving under the influence charge can lead to the need for SR-22.

• Serious traffic violations—Repeated offenses or reckless driving can trigger SR-22 requirements.

• License suspension—If your driving privileges have been revoked due to a severe violation, SR-22 may be mandated.

The length of time you must keep an up-to-date SR-22 form on file in Georgia can vary depending on your situation.

Most drivers are required to maintain SR-22 for three years. This duration usually starts from the date of the offense that triggered the requirement. In some cases, such as first-time offenses or less severe violations, you may only need SR-22 for a shorter period. However, this is less common.

If you have multiple violations or serious offenses, the requirement can extend beyond three years. It’s crucial to check with your state’s DMV for precise information.

Staying Compliant

Maintaining compliance during the SR-22 period is essential. Here are some tips to ensure you meet the requirements:

• Keep your coverage active. Any lapse can lead to serious consequences, including potential license suspension.

• Notify your insurer. If you change insurers, make sure the new company files the SR-22 form on your behalf.

• Check your status. Regularly verify your compliance with the Georgia Department of Driver Services to avoid surprises.

If you’re unsure about your specific situation, consider consulting with your insurance provider or a legal expert for guidance.

Contact Us

Contact Drivers Insurance LLC for a personalized SR-22-compliant auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.