How to Improve Your Driving Record and Qualify for Standard Insurance

A clean driving record is essential for qualifying for standard auto insurance and securing lower premiums. If your driving history has a few blemishes, don’t worry—there are steps you can take to improve it.

Understand Your Driving Record

The first step in improving your driving record is understanding what it contains. Your driving record includes the following:

• Traffic violations—This can include speeding tickets, running red lights and other moving violations.

• Accidents—Details of any accidents you’ve been involved in, including fault determination, are included.

• License status—This includes information on suspensions, revocations and points accumulated.

Steps to Improve Your Driving Record

Improving your driving record takes time and effort, but it’s achievable with the right approach. Your agent may recommend the following:

• Attend a defensive driving course—Completing a state-approved defensive driving course can remove points from your record and demonstrate your commitment to safe driving.

• Obey traffic laws—Consistently following traffic laws and driving safely can help you avoid new violations and points on your record.

• Resolve outstanding tickets—Pay any outstanding fines and address unresolved tickets promptly to prevent further penalties.

• Avoid accidents—Practice defensive driving techniques to reduce the risk of accidents. This includes maintaining a safe following distance, being aware of your surroundings and avoiding distractions.

• Maintain your vehicle—Regular maintenance ensures your vehicle is in good working condition, reducing the likelihood of mechanical failures that could lead to accidents.

Contact Us

Your driving record significantly impacts your ability to qualify for standard auto insurance, which can help significantly lower your auto insurance premiums. Contact Drivers Insurance, LLC, in Marietta, Georgia, for an auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.